Compare snowball vs avalanche payoff strategies, track multiple credit cards in real-time, and get AI coaching to become debt-free faster than ever. Works for credit cards, loans, and any debt.
How it works
Connect your accounts, get a personalized payoff plan, and track progress with real-time insights.
Securely add your balances, APRs, and due dates to get a complete debt picture.
Our AI builds the smartest payoff schedule based on your cash flow and priorities.
Watch balances drop, interest savings grow, and achievements unlock as you progress.
Smarter than snowball or avalanche — our AI times payments with your actual cash flow.
Securely connect your accounts via Plaid (Auth only) — no transaction data collected.
Watch your Hero Score rise as you crush debt — unlock badges and real prizes.
Simple pricing
Get started with Essential or unlock AI coaching with Premium. Cancel anytime.
Both plans include a free trial. No credit card required to start. Cancel anytime.
Why choose Credit Hero
The most affordable, powerful debt management tool on the market.
| Feature | Credit Hero Essential $4.99 | Credit Hero Premium $9.99 | Competitor A $12.99/mo | Competitor B $9.99/mo |
|---|---|---|---|---|
| Multiple payoff strategies | ||||
| Real-time interest tracking | ||||
| Secure bank account linking | ||||
| Achievement system & gamification | ||||
| AI Debt Coach (GPT-4) | ||||
| Balance transfer finder | ||||
| Unlimited cards & loans | 5 max |
FAQ
Everything you need to know about Credit Hero.
Still have questions?
Contact our support team →Learn proven debt elimination methods, compare payoff strategies, and master personal finance.
Compare the two most popular debt payoff methods and discover which strategy works best for your situation.
Read Article →Master debt payoff calculators to see exact payoff dates, total interest saved, and the impact of extra payments.
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